- Workers’ compensation is a type of insurance that provides financial and medical benefits to employees who are injured on the job or become ill as a result of their job.
- In the United States, workers’ compensation is a state-run program, and the specific rules and requirements for filing a claim vary by state.
- In most states, you are required to report a workplace injury or illness to your employer as soon as possible.
- You typically have a limited amount of time to file a workers’ compensation claim, so it’s important to act quickly.
- In order to qualify for workers’ compensation, your injury or illness must have occurred on the job or as a result of your job duties.
- In some cases, you may be required to undergo an independent medical examination in order to receive benefits.
- Workers’ compensation typically covers medical treatment and lost wages related to your injury or illness.
- You may be entitled to additional benefits, such as vocational rehabilitation, if you are unable to return to your previous job due to your injury or illness.
- If you disagree with a decision made by the workers’ compensation board or insurance company, you have the right to appeal the decision.
- It’s important to carefully document your injury or illness, including the circumstances under which it occurred, any medical treatment you received, and any time you missed from work. This information will be critical in supporting your claim.